What this is about

• The Dying to Know programme focuses on planning for death and later life.
• It tackles the reality most people avoid: we all die and most people are not prepared.
• The aim is to reduce stress, confusion, and poor decisions for families.

You can listen below

Why it matters

• People delay planning because it is uncomfortable and no one shows them how it works.
• Result: families are left guessing, decisions are made under pressure, and outcomes often do not match the person’s wishes.

Richard’s background

• 30+ years in financial services.
• Experience in estate planning, legacy planning, and financial and legal structuring.
• Programme developed over roughly 15 years.

The core idea – “The Rehearsal”

• Sit down and walk through real scenarios.
• Example: one partner dies, what happens next?
• Key questions: is the will valid, where are the assets, are powers of attorney in place, have care and tax been considered?

Two stages of the problem

1. Death

• Wills, estate planning, inheritance tax, asset visibility, gifting.

2. “Half-dead” scenarios

• Stroke, illness, incapacity.
• Who makes decisions, what treatment is wanted, DNR decisions, living will or Advance Directive.
• Without planning, others decide for you.

What the programme does

• Brings together legal, financial, healthcare, and social care into one joined-up plan.
• Life is messy, but most people do not even attempt to organise it.

Social care reality

• Most people will not need extensive care.
• Many solutions in the market overpromise and often fail.
• Focus is on sensible planning, not gimmicks.

The Lunchtime Sessions

• One-hour taster sessions.
• Delivered in workplaces, pubs, coffee shops, or meeting rooms for small groups.
• Purpose: give a starting point, show how everything connects, prompt action.
• Covers: wills, inheritance tax, pensions, healthcare wishes, living wills, and social care basics.

The Full Workshop

• Full-day deep dive into all planning areas.
• Outcome: a clear and structured plan.

Key message

• Nobody wants to deal with this.
• Avoiding it creates stress, confusion, and cost.
• Planning gives control, reduces burden on family, and ensures wishes are followed.

Call to action

• Visit Money Trainers website.
• Register interest for free lunchtime sessions or the full workshop.
• No sales pressure.

Final takeaway

• This is not about death.
• It is about control, clarity, and making life easier for the people you leave behind.

Get in touch or visit this link

Dying to Know Lunchtime Sessions

Or you can read more on this substack.

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