MoneyTrainers - Making Your Money Make Sense
“If all you needed to do in order to become financially independent was to sit down in front of an adviser once a year – you’d never get an appointment with one, they just wouldn’t have time to you see you.
If advisers had the answers to true financial independence – they’d do it for themselves first.
Fact is, it’s true.
Advisers don’t make people wealthy, you need more than advice and sadly that’s a truth the industry won’t admit. Knowing how to make sure your second most important resource works is the most important thing you can ever know. ” Richard Smith | Contact Richard Smith

With Christmas 2020 just around the corner, here is an older post about spending and cashflow. Might be worth a read before you go off on a spend up. Cashflow Article

There are no secrets to making your money work for you, no shortcuts. But there are principles that really do work. These are things we focus on at MoneyTrainers. Tried and tested money principles. Here is a short article about money and freedom

We know this, from small acorns grow tall and spectacular oak trees. But they don’t grow without some help and most certainly rely on a good deal of chance. Or do they. I believe that we can learn all about money by using the lessons from the oak, ok not quite. Money Principles
Moneytrainers Workshop Attendees 2019-2020 (March)
UK Personal Debt at November 2020
£1,686,000,000
Average UK pension fund £76,000
Latest from Moneytrainers
Updates, news, views and opinion.
Financial Scam Awareness Sessions
I am doing my best to arrange these sessions of less than six people as per September 2020 Covid Rules. They usually last about an hour, cover the common financial scams and have a range of 'take away' material for use in your neighborhood. Get in touch and I'll put...
Plant An Acorn
Money | Head Game | Micro Business A head game article. Taking a moment out of life to do something that could mean a lot. It's late September 2020 and the acorns are starting to fall. It's likely that the same tree has dropped similar acorns for the last hundred...
Money – Nothing Changes With The Advice Industry.
The financial services industry in the UK remains unchanged for many years, perhaps even 50. The last 30 years has seen lots of regulation and during that period of time nothing much has changed, save the access to financial advice has reduced dramatically. Those that...