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If you have any form of debt you need to understand how it robs you of your future.
Every pound of interest you pay in debt interest gets passed to someone else.
Here is a link to the spreadsheet shown in this short video. Microspending on Credit Card tool.
If you are already in a bad debt position then this resource outside of the member’s area will help. https://www.moneytrainers.co.uk/debtbook/
As always, if you need help on this please get in touch.